Strategy · simulated live
All-Weather Portfolio (Dalio)
Ray Dalio's All-Weather mix — light on stocks, heavy on long- and intermediate-term bonds, with gold and commodities — designed to hold up across economic environments. Rebalanced to fixed weights. Opened with $10,000.00 on 2026-06-18 and run forward by a fixed, published rule over real prices — hypothetical and for education only.
Data notice: Market data may be delayed, incomplete, or unavailable for some securities. Metrics are provided for informational purposes only.
Last updated:
Prices: Free public market data, valued at the last available close and refreshed live; carried forward if a price cannot be fetched.
Important: this is a simulated strategy
This is a simulated paper portfolio. No real money is invested and no trades are executed. All holdings, orders, and values are hypothetical and for educational illustration only. Hypothetical and past performance do not indicate or guarantee future results. Figures do not include fees, taxes, commissions, or slippage; real-world results would be lower. This is general, impersonal information, not investment advice, not a recommendation, and not an offer or solicitation to buy or sell any security; it creates no advisory relationship.
How this strategy is run
A fixed, published rule replayed over real daily prices — the order history below is reproducible, not hand-picked.
- Style: All-Weather risk-spread allocation, rebalanced to fixed weights.
- Contributions: a simulated $250.00 every 14 days, deployed into the most underweight assets.
- Rebalancing: toward target weights about every 90 days, or sooner past a 5 pp drift.
- Invested so far: $10,000.00 across 6 ledger entries.
Apply it yourself: Rebalancing Calculator · Three-Fund Portfolio Calculator
Holdings
| Asset | Class | Shares | Cost basis | Price | Value | Weight | Target | P/L |
|---|---|---|---|---|---|---|---|---|
| TLT TLT | Long-term bonds | 45.19 | $86.75 | $86.75 | $3,920.00 | 39.2% | 40.0% | $-0.00 (-0.0%) |
VOO |
US stocks | 4.27 | $688.11 | $688.11 | $2,940.00 | 29.4% | 30.0% | $0.00 (0.0%) |
| IEF IEF | Intermediate bonds | 15.58 | $94.36 | $94.36 | $1,470.00 | 14.7% | 15.0% | $0.00 (0.0%) |
GLD |
Metals ETF | 1.9 | $387.12 | $387.12 | $735.00 | 7.3% | 7.5% | $0.00 (0.0%) |
| DBC DBC | Commodities | 26.6 | $27.63 | $27.63 | $735.00 | 7.3% | 7.5% | $0.00 (0.0%) |
| Cash | Cash | — | — | — | $200.00 | 2.0% | ≈2.0% | — |
All figures are simulated and hypothetical. Weight is the current allocation; Target is the rule's goal weight. Cost basis is average cost; P/L is each holding's gain vs. the simulated capital put into it.
Allocation
Performance
Tracked from the open date (2026-06-18). Our portfolio plots value against invested capital (the gap is the real P/L); Holdings shows each asset indexed to 100. Toggle in the legend; hover for values.
Risk index over time (0–10)
A 0–10 risk index from each holding's rolling volatility, plus the weighted average (AVG). Current average risk: 1.46/10.
Why each holding, and its risk
TLT TLT · Long-term bonds · 39.2%
Why this holding: The largest sleeve — long-duration Treasuries that tend to rally when growth or stocks fall.
Risk: Medium — very interest-rate sensitive (long duration), but a flight-to-safety asset.
VOO · US stocks · 29.4%
Why this holding: The growth sleeve — kept to ~30% because All-Weather leans on bonds and real assets, not equities, for stability.
Risk: Medium — diversified US equities; falls in broad market downturns.
IEF IEF · Intermediate bonds · 14.7%
Why this holding: Mid-duration Treasuries to soften the long-bond volatility while still adding ballast.
Risk: Low-medium — moderate interest-rate sensitivity.
GLD · Metals ETF · 7.3%
Why this holding: Gold as an inflation and currency-debasement hedge that often moves differently from stocks and bonds.
Risk: Medium — no income; driven by real rates, the dollar, and sentiment.
DBC DBC · Commodities · 7.3%
Why this holding: Broad commodities for the inflationary-growth environment where stocks and bonds can both struggle.
Risk: High — volatile; commodity-cycle and inflation driven.
Order history (6)
| Date | Action | Asset | Shares | Price | Amount | Cash after | Why |
|---|---|---|---|---|---|---|---|
| 2026-06-18 | Buy | DBC | 26.6 | $27.63 | $-735.00 | $200.00 | Initial allocation to target weights |
| 2026-06-18 | Buy | GLD | 1.9 | $387.12 | $-735.00 | $935.00 | Initial allocation to target weights |
| 2026-06-18 | Buy | IEF | 15.58 | $94.36 | $-1,470.00 | $1,670.00 | Initial allocation to target weights |
| 2026-06-18 | Buy | VOO | 4.27 | $688.11 | $-2,940.00 | $3,140.00 | Initial allocation to target weights |
| 2026-06-18 | Buy | TLT | 45.19 | $86.75 | $-3,920.00 | $6,080.00 | Initial allocation to target weights |
| 2026-06-18 | Deposit | Cash | — | — | $10,000.00 | $10,000.00 | Initial capital |
Newest first. Recomputed every build by replaying the published rule over real daily-close prices — fully reproducible, no discretionary trading. Amounts exclude fees and taxes.
Financial disclaimer
This website provides informational content only and is not financial advice. We do not recommend buying or selling securities. Market data may be delayed, incomplete, or inaccurate. Always verify information with official sources before making financial decisions.
FAQ
Is the All-Weather Portfolio (Dalio) real money?
No. It is a simulated, hypothetical portfolio that opened with the same starting capital as the other strategies and is run forward by a fixed, published rule over real prices. No real money is invested.
How does the All-Weather Portfolio (Dalio) decide what to buy or sell?
A fixed rule: dollar-cost-averaged contributions go into the most underweight assets, with periodic rebalancing toward target weights, recomputed each build over real daily prices — no discretionary trading.
Is this a recommendation?
No. It is impersonal, educational content for comparing strategies — not investment advice, and it does not claim any strategy is best.